The Importance of Good Health Insurance Coverage

Benefits of Having Good Health Insurance


These days, many people are considering ways that they can optimize their health in order to lead a more productive, positive life. If this is the case for you, it’s important to know that purchasing health insurance is one of the best ways to be proactive about your objective. There are a wide range of benefits that result from attaining great health insurance. Learn more about them by reading our quick reference guide.

What Do Health Insurance Plans Cover?

A good health insurance plan should provide you with the following coverage benefits:

  • Maternity and newborn care
  • Laboratory tests
  • Outpatient care
  • Mental health treatment
  • Substance-abuse treatment
  • Prescription drugs
  • Pediatric services (dental and vision)
  • Preventive services (like mammograms and immunizations)
  • Rehabilitation services
  • Hospitalization
  • Emergency services


Benefits of Having Health Insurance

To get a better understanding of why health insurance is so important and the benefits of having it, consider the following facts:

  • Health insurance offsets high medical expenses
  • Health insurance includes benefits that function as preventive mechanisms, which decrease your susceptibility to accidents and illness
  • You qualify for free preventive care such as screenings, check-ups, and vaccines
  • If you have a form of qualifying coverage such as a Marketplace plan, you will not have to pay penalties that individuals who lack coverage will


More About Preventive Care

One of the biggest benefits of having health insurance is the preventive care services you can attain. Some of them include:

  • Abdominal aortic aneurysm one-time screening
  • Alcohol misuse screening
  • Aspirin use for cardiovascular disease prevention
  • Blood pressure screening
  • Cholesterol screening
  • Colorectal cancer screening
  • Depression screening
  • Diabetes (Type 2) screening
  • Diet counseling
  • Hepatitis B screening
  • Hepatitis C screening
  • HIV screening
  • Immunization vaccines: Diphtheria, Hepatitis A, Hepatitis B, Herpes Zoster, Human Papillomavirus (HPV), Influenza (flu shot), Measles, Meningococcal, Mumps, Pertussis, Pneumococcal, Rubella, Tetanus, Varicella (Chickenpox)
  • Lung cancer screening
  • Obesity screening and counseling
  • Sexually transmitted infection (STI) prevention counseling
  • Syphilis screening
  • Tobacco use screening


Although no one plans to suffer from injury or illness, most of us will experience at least a few mishaps throughout the course of life. For this reason, it’s very important to attain health insurance so that you can maintain your economic and emotional equilibrium during trying times.